PRIVACY POLICY

Who this policy covers

This policy applies to visitors of this website (the "site"). The site is operated personally by Kalpesh Desai and is not affiliated with the privacy practices of Agile Financial Technologies, My Life’s Vault, or any other organisation he is associated with — those organisations publish their own policies.

What information the site collects

• Information you submit voluntarily. When you use the contact form or a mailing-list form, the site records what you type — typically your name, email address and message.
• Basic technical information. Like most websites, the server records standard information about each request (approximate location derived from IP address, browser type, pages viewed, timestamps). This is used to keep the site secure and understand how it is used.
• Cookies. The site uses a small number of cookies and similar local-storage entries. Essential entries are required for the site to function (for example, remembering your cookie choice). Optional analytics-style cookies are only used if you accept them via the cookie banner shown on your first visit.

How the information is used

• To respond to messages you send through the contact form.
• To send you email only if you have specifically asked to be added to a mailing list.
• To keep the site secure, diagnose problems, and improve content.

Your information is not sold. It is not shared with third parties for advertising. It may be processed by service providers used to run the site (for example, hosting, email delivery, and form storage), each of which is bound by its own confidentiality and data-protection commitments.

Your rights

You can ask for a copy of the information the site holds about you, ask for it to be corrected, or ask for it to be deleted, by writing through the contact page below. Where required by law (including under the EU / UK GDPR and the UAE Personal Data Protection Law), those requests will be actioned within a reasonable time.

You can withdraw cookie consent at any time by clearing this site's storage in your browser — the cookie banner will then reappear on your next visit.

Data retention

Contact-form messages and mailing-list entries are kept only for as long as needed to respond to you or, in the case of a mailing list, until you unsubscribe. Technical logs are retained for a short period for security purposes.

Children

This site is not directed to children under 13, and personal information about children is not knowingly collected.

Changes to this policy

This policy may be updated from time to time. Material changes will be reflected in the "Last updated" date at the top of the page.

Contact

Questions about this policy can be sent through the contact page.